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LTV:CAC Ratio Calculator

The LTV:CAC ratio is the ultimate unit economics health check. It tells you whether you earn enough from each customer to justify what you spend acquiring them — and whether you should invest more or less in growth.

LTV:CAC Ratio

3.5:1

Assessment

Healthy

Good balance of growth and profitability

Formula:

LTV:CAC Ratio = Lifetime Value / Customer Acquisition Cost

Benchmark:

3:1 is generally considered healthy for SaaS businesses

What's a Good LTV:CAC Ratio?

The magic number is 3:1 — for every dollar spent acquiring a customer, you earn three back over their lifetime. But context matters:

Under-investing

5:1+

You're likely leaving growth on the table

Healthy

3:1–5:1

Good balance of growth and profitability

Needs Improvement

1:1–3:1

Work on improving LTV or reducing CAC

Unsustainable

<1:1

Spending more to acquire than you earn

How LTV:CAC Ratio Is Calculated

LTV:CAC Ratio = Customer Lifetime Value / Customer Acquisition Cost

LTV is the total gross profit a customer generates over their lifetime (ARPU × Margin / Churn). CAC is the fully loaded cost of acquiring one customer (total sales + marketing spend / new customers).

A high ratio isn't always better. If your ratio is above 5:1, you may be under-spending on acquisition and leaving growth on the table. The best companies find the sweet spot where they maximize growth while maintaining a 3:1+ ratio.

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